Facebook Instagram

Property Search

estate agents wakefield

Our last interview of the month is with a property investor from Liverpool, Karl Beddard from LMKB Property service answers our questions here:

Can you tell us about yourself and how you got into your current role and what you like about your job?

So I’m Karl and my partner is Louise, we own and run LMKB property.  We started about 15 years ago when we bought a couple of properties in Liverpool.  At the time we had good careers, working for MBNA, then Bank of America as Program Managers.  We didn’t have any intention, at the time, of doing property full time as we both enjoyed our jobs and wanted to progress our careers in our chosen professions. 

During this time we have managed various strategies on our properties, from student accommodation, rent 2 rent, serviced accommodation, to standard BTL, which is our current strategy.  Skip forward 13 years and Louise and I had the opportunity to take voluntary redundancy, which we jumped at as it was an opportunity to try something different. 

We set up an IT consultancy business, which Louise runs but I wanted to try something different.  After looking into a few different business ideas, we decided to get serious about property.  So we started to listen to as many property related podcasts and read as much as we could. All the fact finding told us that we wanted to focus on 3 things.  We needed to get educated, we needed to have a property mentor, and we needed to build a network of people around us that we could learn from and seek guidance from.  So after careful research we went out and paid for the best possible training we could find, we joined Legacy, which is now Asset Academy.  This gave us the knowledge and confidence to operate in the property market, it gave us a network of like mind people, as well as access to property investors who are very experienced and active in the market. Along with this it gave us our 1st mentor, Mark Dalton, whom is a very successful property investor who focuses on BTL and HMO and is part of the Asset Academy team. 

Since then we have continued to invest in our training to grow our knowledge and we are now members of the Prosperity Network, which is owned and run by Danny Inman, a very prominent property investor in the North West.  We continue to expand our network via the Prosperity Network community and also by getting out there and attending as many networking events as we can.  Through the Prosperity Network we now have our 2nd mentor, Michael Almond.  We feel its important to work with different mentors as we get different perspectives of how to invest in property.

What we like about property is the pride we get from building something from an idea.  Its down to us to drive our business forward and that’s exciting and sometimes scary.  We have complete control as to the direction we want our business to take and that’s a special feeling.  Our business represents us, our values and who we are.  For us its not just about building a portfolio, its about giving our tenants a home that is safe and feels comfortable to live in.  We also use investor money to finance the deals and that gives them a great return on the money they lend us so its a winner for them as well, especially in this current climate.  And I guess its nice that we get a property out of the deal as well.   

What is that your company currently does and what sets them apart from their competitors?

Our current strategy is BTL and HMO’s in Wirral and Liverpool area.  We also source for clients.  I guess our overall strategy is to buy to keep but our next deal will be a flip to replenish our capital.

Our latest project is a 4 bed end terrace that we are turning into a 5 bedroom HMO, with 2 en-suites.  That should be ready in the next 6 weeks.  We also have another HMO about to go through.  We intend to keep this one, if we do then our next deal will definitely be a flip.

I wouldn’t say we do anything that sets us apart from any serious investor.  We work hard and we stay active in the market.  What we think sets apart from a lot of amateur investors out there is that we are educated and we continue to stay educated.  We keep abreast of what is happening in the market, we attend regular networking events, consistently build our network and ensure we have mentors for support and to guide us.  We have met far too many people who just jump in and call themselves investors with no training and sadly no idea.  We think this approach is crazy as most of the deals they are looking at are just prospecting deals and are deals we really wouldn’t consider. 

How has Covid-19 affected the company?

I would say the main impacts, apart from the lockdown at the beginning, has been the loss of finance and mortgage products at the start of covid.  A lot of lenders became very cautious and withdrew their mortgage or finance products, which meant securing lending was tricky due to the lack of products out on the market.  This is when the value of a good mortgage broker cannot be over stated.  We also incurred higher than normal finance costs because of this, but that’s just life, as long as there is still a deal then you keep moving forward. 

It was also tricky at first doing viewings as many of the estate agents would only do virtual tours.  It felt a bit funny putting an offer in on a property you had seen in a video.  Saying that, our latest project was bought that way.  The same situation also applied with getting quotes from builders.   This caused slightly more challenges as its hard to know if a wall is addled from a video so the original quotes ended up being more, once we finally got into the property to inspect it, however we had built a contingency into our budget so not to have our over returns impacted.

We also heard rumour’s that there were shortages of building materials, which subsequently drove up prices, but we haven’t seen any evidence of this around where we invest.

The biggest impact we have faced is the supply and demand of the housing stock in our area, which is being created by this artificial property buddle.  Properties that might have been around 120k before the lockdown are up at around 150/160k, which means the deals are harder to find.  The speed at which houses are coming onto then going off the market is very evident at this time.  Saying that, we have noticed that things are starting to slow down slightly over the last couple of weeks and a few properties are starting to be reduced.

What would you say your local property market is like at the moment?

As mentioned in the last question, the house prices have shot up.  What was a good deal before covid just isn’t there now.  There are still deals out there but we have had to change tact on how we find the deals.  We’ve also adopted other strategies to give us access to wider range of housing stock in our investment area.  Recently it looks like the market has starting to slow slightly but its nowhere close to what it was like before covid.

Can anything be done to help the property sector at this moment in time?

So far covid or the threat of a further recession hasn’t dampened the publics desire to want to buy and sell property,  which means the market is moving and why we are still in this bubble.  As long as lenders don’t panic and pull their products then property investors can keep doing the deals.  Also the drop in interest rates is bring private investor out of the woodwork as having their money sat in a bank just doesn’t make sound financial sense right now, which is obviously good for property investors as we all know that investing in property is best.

Do you think Covid-19 will have a lasting affect on the property market?

We honestly cannot answer that, our gut feel is no but then we’ve never been through a pandemic before. We’ve been through recession’s but this is new to us.  The one thing we always go back to is supply and demand and the fact that there is always a shortage of properties in the UK.  As long as there continues to be a shortage then the government will continue to need property investors to help plug the gap.  As nasty as covid is, and its certainly has had a massive short term impact on everyone’s lives, we think in the long run society will get back to normal and people will still need somewhere to live so the property cycle will continue.

Where do you see yourself and the company this time next year?

Still doing what we are doing now, buying houses, doing them up and either keeping them or selling them on.    Although if you listen to all the conspiracy theorist the end is nigh anyway so none of this matters.  But seriously, Lou and I thankfully don’t go in for all that, the world has to keep on turning and so we will.  We will do our hardest to keep abreast of what is happening in the UK and our area and adapt our strategies accordingly.  Facts will drive our business forward not speculation.






Estate agents Hull

Let’s be honest if you don’t know Hull it’s probably the place you’d think about as a place to invest in, with a reputation of a failing northern city. However, investors would be missing out on a real treat of a city.

Hull offers some of the cheapest buy to let property all across the country, with the city now on the up, now is the time to take advantage and invest in property in and around Hull. Some would say it’s an investor's hot-spot.

Hull Property Market

Hull or its official name Kingston Upon Hull, is located in Humberside on the east coast of the country, with a population of around 260k, which is the highest it’s been in over 20 years, suggesting people are no longer moving away and choosing to stay in the area, a bonus for the housing market.

As one of the largest ports in the country making it perfect for logistics, close to the M62 motorway is ideal for large companies to set up their headquarters and warehouses such as Crown Paints, KCOM and Aunt Bessies. This has led to a high demand for property specially with migrant workers.

With a well renowned university, The University of Hull is home to around 16,500 students which will continue to grow, putting a great deal of demand on student accommodation across the city.

So, where to invest?

The city centre and the immediate inner suburbs has a population of around 45,000, with house prices ranging from £88,000 to a modest £128,500. You really shouldn’t overlook this area, it would be ideal for shared lets such as houses of multi-pal occupancy and student lets. You could gain a yield of over around 7% in HU2.

East Hull has a similar population as the centre around 47,000 but house prices are higher you can expect to pay on average between £130,000 to £150,000. The area is close to the port and dock, so again would great for larger HMO properties for migrant workers, expect a yield of around 5% in HU8.

Travelling to north Hull, the population is little less just over 40,000, the north suburbs of Hull historically has had bad reputation but regeneration and investment have been evident in the area in more recent times, with property values of £100,000 up to £175,000. If, you’re interested in investing in new build property this is the location of Hull for you.

As you head inland property values increase dramatically, in South West Hull the population increases to just over 47,000 with property values £180,000 to £240,000, great little villages with road links throughout, ideal for upper and mid-priced property, investors can still bag themselves a bargain.

West Hull has the largest proportion of the city's population just short of 70,000 class West Hull as their home, the average property value is the highest across Hull around £250,000. Lots of investment was introduced into West Hull, big open space properties with large gardens, excellent transport links making it the perfect place for families. You would expect to find a rental yield of 3% in HU16.

Peregrine Property Hull

If you have any questions about buy to let properties in and Hull, or just looking to see what property we have available get in touch with us online or over the phone.




estate agents wakefield

Selling you home in 2020 – During the pandemic? 

We decided to look at some myths about selling your home in 2020, and why now is great time to sell your property, the housing market is booming so take advantage. 

When Boris Johnson announced the stamp duty holiday until March 2021 it kicked started everything, a huge incentive for everyone concerned. A huge cost saving means that it’s never been a better time to buy, that tied in with house prices at an all-time high. 

Get your home on the market, here at Peregrine Property we’ll be with you every step of the way. 

There has been a huge surge of properties enter the market all across Yorkshire, so competition is high, why should someone buy your property over another one? Here is a guide on how you can make your property stand out during these difficult times of restricted property viewings. 

What do people need to see? 

People and lifestyles will change forever, one thing that is likely to stay beyond the pandemic is home working, can you show that your property has potential office space? Can a room be flexible, a small bedroom might be a better shown as an office space? 

Gardens and entertaining areas are something over the summer we all spent more time in, people invested heavily in their outdoor space, we believe that many future buyers will want to see where they can entertain guests during the warmer months of summer. Make sure to highlight the space and show just how much potential your garden has. 

Communal space is something that we’ve always considered, somewhere the family can meet and enjoy some time together but now this space has never been so important be sure to make dining and living rooms appear as welcoming and indeed friendly as possible. 

Some key 2020 facts 

  • Rural properties for the under 40s has dramatically increased due to more time now been allocated to working from home. 
  • First time buyers are no longer finding apartments as popular and indeed seeking a property with outdoor space. 
  • The importance of living close to a park and green area has increased in popularity as must when considering a property. 

Peregrine Property 

If you are looking at selling a property in 2020 be sure to get in touch with us here and we’ll be sure to help and guide you every step of the way. 


estate agents hull

We decided to spoil you with our latest interview, we've caught up ERE Property managing director Helen Mercer-Jones

Can you tell us about yourself and how you got into your current role and what you like about your job?

I am a mum of 3 with a finance back ground. I enjoy a challenge and  I like to keep busy. That is one of the things that I love about my job, every day is different, I get to lead, motivate and handle issues, as well as strategically planning. I am very organised and I like  things in order.

What is that your company currently does and what sets them apart from their competitors?

We CARE, we are always striving to better ourselves and our processes, “Continuous improvement” is one of our core vales and this is something that we strive for. We invest time and understanding in our people and our clients.

How has Covid-19 affected the company?

Like all businesses, it was initially a challenge and we potentially panicked a little unnecessarily, our lettings business was effected the most, as Lets and maintenance was on hold, creating a huge back log for us to return to once the doors reopened. We are very lucky, we have a great team, and all the staff embraced working from home, we remained productive and worked well together to create a fun virtual work environment. We also continued to recruit, which has been really positive for our business.

What would you say your local property market is like at the moment?

Property is going fast, investors are seeing this as a good opportunity, interests rate are low, exchange rates for overseas investors are good and if the stock is completed then it is a great time to take advantage of the stamp duty offers.

Can anything be done to help the property sector at this moment in time?

The main thing that always effects the property market is uncertainty, the UK economy and the strength of property is still appealing, but fear and negative press on the economy can cause concerns

Do you think Covid-19 will have a lasting affect on the property market?

Not on property no, the population is ever growing, we are always going to need somewhere to live, and the renters market is high. The big change we have seen is in the rentals, more people are now looking at 2 bedroom apartments rather than 1 bed, which was normally the most popular. We believe this is down to people working from home and not wanting their desk in their room, or for the support bubble and not wanting to be on their own through isolation again.

Where do you see yourself and the company this time next year?

We have taken 2020 as a planning and strategy year. We are excited about the start of 2021, we now have everything in place and feel strategically stronger and more prepared than ever. COVID pressed the reset button for us and gave us the opportunity to really asses what we need, who we are and where we are going. Next year will be a great year full of growth and success.

If you would like know more about Helen or ERE property you can find them here.


We decided to see how the property market was affected north of the border in comparison to here in sunny Yorkshire, here we caught up with Sean Nicol.

Can you tell us about yourself and how you got into your current role and what you like about your job?
I am the Sales Director at Coulters, having only been with the company since August 2020.
I joined Coulters from a firm, where I had the same role and spent almost 10 years, since leaving Edinburgh Napier University in 2011.
I have always enjoyed anything to do with property, the wide range of people that you come into contact with, the challenges that different home owners circumstances present you with and the difference that you can make to both buyers and sellers with the completion of each transaction.
What is that your company currently does and what sets them apart from their competitors?
What I came to realise very quickly is that the relationship that exists between Coulters and our clients is at the forefront of what every member of staff focuses on.
Whether that be from a buying or a selling point of view, not only does everyone at Coulters want what is best for our clients but the way in which things are carried out and communicated is second to none.
Moving forward my plan is to not only take the company to the next level in terms of territory and areas of expertise but also to create an environment where clients have much more involvement in the set up of their sale and the approach that the company ultimately takes for them specifically.

How has Covid-19 affected the company?

COVID-19 has thrown multiple challenges our way, as I am sure it has for the majority of companies doing what they can to make the most of such a difficult period.
While we have remained focused on our clients purchases and sales we have had to implement the necessary guidance, including how we carry out pre-sale marketing appraisals, how viewings are carried out and how our staff interact in person - with a rotation between home working and socially distanced working from one of our offices.
The way in which our clients and staff members have persevered with such major and constantly changing best practise has certainly helped.

What would you say your local property market is like at the moment?

Predominantly covering mid to high valued properties in the east of Scotland at the moment we have found an incredible surge in demand for properties, particularly at a time where the market generally cools down over the winter months.
I believe the catalyst for this is that the majority of people, who had planned to or would have come to either buy or market and sell over the summer months had their plans put on hold during lockdown and tight restrictions, have still come to buy and sell but within a much smaller window that would usually have been the norm.
This has led to activity levels during the 3rd quarter of the year that I don’t believe anyone has ever experienced. This window of opportunity still exists while we come into November and it will be interesting to see how many people cool off over Christmas and New Year, particularly before there is any potential shift in the market and therefore mortgage options and property values.

Can anything be done to help the property sector at this moment in time?

I’m not convinced an awful lot needs done for the property market but that is in relation to the areas in which we cover. I know the same cannot be said for all areas.
However, if / when there is a shift in the market I may have a different opinion but the LBTT holiday has certainly been a helping hand in seeing people move that may have otherwise held off.

Do you think Covid-19 will have a lasting affect on the property market?

I believe that the lasting affect of COVID-19 will be different in each and every area of the country. When you look back to the 2008 recession, there were some areas which were not affected at all and others that saw house prices fall through the floor.
The catalyst for this is ultimately who is looking to buy and sell in which areas and who is willing to offer and accept which levels of offers. As long as expectations remain high then there should be limited damage within these particular areas.

Where do you see yourself and the company this time next year?

I believe, although we have clearly been faced with many unexpected challenges for the majority of this year, that this has presented with many opportunities also. 
As such, the plan for Coulters is to continue to work on taking our systems and platforms to the next level, to offer more tailored services to our clients, to allow clients to be more hands on with the sale / purchase of what will be some of their biggest assets, to question and therefore outperform what is expected from a Solicitor & Estate Agency firm and to leave a lasting impression with all of these clients in the form of a relationship for life, rather than individual transactions.
Zoopla OnTheMarket Rightmove The Property Ombudsman Trading Standards Payprop Money Shield